Our Plans

Since 1936, Chelmsford Star Co-operative Funeral Services has been handling the funeral arrangements of the Essex community. We have built up an enviable reputation for quality of service, based on our approach to managing our clients’ requirements.

As experts in our field, we will carry out your funeral to your wishes and take care of your loved ones when the time comes. We are a member of the National Association of Funeral Directors. This means that we abide by their strict code of Practice, so that you are always treated fairly. We are also members of the Funeral Planning Authority, which gives you added protection. You can contact us at any of our branches to discuss your requirements, or for advice on any aspect of the funeral, including the plan. We are also available 24 hours a day, 365 days a year - we are here,when you need us.

No hidden costs (Cremation Plans)*

Our Pearl, Ruby and Diamond Funeral Plans guarantee that all third party charges (disbursements) are included in the plan, as well as our director’s fees. This means that unlike some plans, you will have no more to pay, no matter how much prices rise.

We also offer an Amber Funeral Plan which is a very simple plan and its low cost means it does not include disbursements.

Third party charges are often referred to as disbursements and includes;

  • Cremation fees
  • Doctor’s fees
  • Clergy or officiant’s fee
  • A service in church

These are all fees that are not controlled by the funeral director.

Your money is safe

You pay today’s prices for your funeral arrangements and your money is invested in an independent trust fund. We are required by UK law to invest all Funeral Plan monies into a regulated whole of life policy or Trust Fund.

As members of the Funeral Planning Authority, we conform to rules and guidelines around investments which ensure that your funds are protected. Our life policy is with Royal London Mutual Insurance Society Limited and is authorised by the Prudential Regulation Authority, regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Full details of our plans can be found in our Funeral Plan brochure.